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Information Farmers and Merchants / Bank of Fayetteville will be closing at 12:00 p.m. on December 24th.  ACH & Wire cutoff times on December 24th will be at 10:00 a.m. 

IMPORTANT - ACH CUTOFF TIMES

12:00 PM - ALL SAME DAY ACH FILES - You must select Same Day
(Any ACH Files Submitted After 12:00 PM Will NOT Process As Same Day Transactions)

4:00 PM - ALL NEXT BUSINESS DAY ACH FILES 
(All ACH Files Submitted After 4:00 PM will process on the NEXT Business Day) - Same Day Fees may apply
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